Looking after your family is without question your highest priority, and taking care of yourself is a critical component in meeting that goal. The Genworth Financial family of companies has insurance and investment strategies that help you protect the ones you love.
Building a solid financial plan demands asking tough questions: Are you financially prepared to handle a medical emergency? Do you have the appropriate insurance to cover mortgage payments or fund long term care should you become disabled and unable to work? If something happens to you, who will pay for your children's education? The Genworth Financial family of companies offer a host of strategies.
Our competitive life insurance policies are designed to fit your family's lifestyle and needs. Term life insurance provides benefits for a specific period of time and typically offers the greatest amount of coverage at the lowest cost, ideal for young families who need to ensure coverage of the mortgage and college expenses. As people's needs change, universal life insurance can provide long term death benefit protection, including an income for a surviving spouse, eliminating debt, paying taxes and ensuring an inheritance for children. Whole, universal and variable life insurance policies enable you to accumulate cash value, which you may access to fund unanticipated financial needs.
Annuities are a great way to provide your family with protection from unexpected costs while helping secure your lifestyle. These tax-deferred products enable you to invest to build wealth now so that you can count on a regular source of income in years to come.
With Americans living longer, there's a greater chance that you or your spouse may need long term care at some time in the future. Long term care insurance can help you cover the cost of these services and can help you preserve your financial independence, savings and assets in the event that you need ongoing health care later in life. Genworth's Long Term Care insurance plans combine comprehensive benefits with innovative and flexible features.
Contact us to learn about the options available to you.