LIFE INSURANCE PRODUCTS

The Genworth Financial companies offer a variety of life insurance products to help families of all sizes and income levels protect the ones they love. While life insurance often is viewed specifically as a means of protection in the event of the insured's death, some types of life insurance also offer a savings element that can be used to help accumulate funds to meet future financial needs.

• Term Life Insurance
  

  Term life insurance is the most economical type of life insurance. It provides death benefit coverage at a guaranteed premium for a specific period of time - usually five to 30 years depending upon which product you choose. At the end of the term, the coverage ends or the policyholder may have the option of continuing the death benefit coverage at an increased premium. Typically, term insurance does not provide the policyholder the ability to accumulate cash value. Request a quote .
  

• Fixed Universal Life Insurance

  A very flexible type of life insurance policy, fixed universal life insurance provides both a death benefit and the potential for accumulating cash value, which may be accessed to fund future financial needs. The policyholder may select a level death benefit or one that may increase over time. The policyholder also may decide how much premium he or she will pay and the frequency of payments. The decisions made by the policyholder impact how long the death benefit will last and whether or not there will be cash value in the policy. Request a quote . 

• Universal Life and Long Term Care Combination Product
  

  Links the benefits of universal life and long term care insurance; this combination product provides a pool of benefit dollars for covered long term care expenses, a death benefit for beneficiaries, or both. 

Genworth Financial companies have a rich heritage of integrity, strength and stability. Term and universal life insurance products are underwritten by Genworth Life and Annuity Insurance Company, Genworth Life Insurance Company and Genworth Life Insurance Company of New York; variable life insurance products are issued by Genworth Life and Annuity Insurance Company and Genworth Life Insurance Company of New York. Genworth Life Insurance Company and Genworth Life & Annuity are not licensed in the state of New York and do not solicit business in the state of New York.